Acorns offers three different subscription tiers for your life’s financial needs.
Acorns Lite - $1/month
Getting started? Invest spare change, set Recurring Investments, and more with an easy, automated investment account.
Acorns Personal - $3/month
Your personal financial wellness system, with all-in-one investment, retirement, and checking, a metal debit card, bonus investments, money advice, and more!
Acorns Family - $5/month
Investment accounts for unlimited kids per family! Plus personal investment, retirement, and checking accounts, bonus investments, money advice, and more!
What are the different accounts in the tiers?
Invest automatically invests your spare change (if you opt in) and lets you invest as little as $5 any time or on a recurring basis into a portfolio of ETFs. Your investments are then diversified across more than 7,000 stocks and bonds, and Acorns automatically rebalances your portfolio to stay in its target allocation.
Later, the retirement account, lets you automatically save for retirement by setting easy Recurring Contributions. When you sign-up, the app recommends the right plan for you based on your goals, employment and income.
With Spend, our checking account and debit card, you can save, invest and earn while you spend. Acorns Spend has no overdraft or minimum balance fees, plus free Allpoint ATM access nationwide.
Check out this video for more about how Acorns works.
Round-Ups and Investing
With Round-Ups, we round up any purchase made from a linked account, debit or credit card to the next dollar. We invest Round-Ups in your Acorns Invest account when they add up to at least $5 from all linked accounts. You can find and manage your Round-Ups within your Invest account.
And you can make one-time investments anytime to boost your account value. When you create your profile, we'll suggest a portfolio based on your answers to a few questions, but you can change it at anytime. Your portfolio recommendation is designed to maximize your potential return for your selected level of risk.
Where do we invest it? The money in your Acorns Invest account is invested in different exchange-traded funds (ETFs). These funds include stocks, bonds and other securities. Read more about it at acorns.com/invest.
What makes Acorns different?
Our 5 investment portfolios were designed to maximize your returns for your selected level of risk. There are no account minimums and we don't work on commission. Our goal is to give you the tools to take the best financial care of yourself, easily.
For our low monthly fee, you get:
Access to Acorns Earn partners to earn while you shop
On the go accessibility through our mobile and web app
Investment support from our dedicated support team
Access to Acorns Later, an easy way to save for retirement
Access to Acorns Spend, the only debit card that saves, invests and earns for you
The path to financial wellness should be accessible to everyone, so we make it easy to invest in you. With Acorns, you can start early and invest often, without making big changes to your everyday life. In fact, you can start with as little as $5.