Help Center

Acorns Help Center

Ask us anything!

Search

Featured Articles

What’s a high APY? How does the Mighty Oak Card compare?
What is APY and how does it work with Acorns?
How do I get the Mighty Oak Card?
What are the benefits of the Mighty Oak Card?
How Can I See How Many Referrals I Have?
Will I be provided with the proper tax forms?
My account is locked, how do I get it unlocked?
How can I reset my Password?
Why did I receive a 1099 form?
Why did I not receive any tax forms from Acorns this year?
How do I get my 1099 when my account is closed?
Where is my 1099-DIV/B?

Getting Started
Learn about the Acorns platform.
Account Management and Login
Everything you need to know about your Acorns account and log in, including how to reset your password.
Round-Ups® and Linked Accounts
Step-by-step articles on setting up and how Round-Ups® work, and linking bank accounts.
Investing With Acorns
Articles you can use regarding your investment (Acorns Invest), retirement (Acorns Later), and custodial (Acorns Early) accounts.
Acorns Banking (Checking, Emergency Funds, Mighty Oak Card)
Step-by-step articles on the most common questions about your Acorns Checking account, Mighty Oak Card, Emergency Funding, setting up direct deposit, paycheck split and more.
Earn Rewards, Referrals, and Promotions
Everything you need to know about referral bonuses, Earn Rewards, finding jobs, and more.
Account Statements and Tax Forms
Learn how to access your account statements, tax forms, and confirmations.
GoHenry
Learn more about GoHenry and how to take advantage of this unique platform.

Products

Invest for your future Later starts today Earn extra money Early investors Bank smarter

Who we are

About Careers Press Oak Trees Planted Investor Relations

Why start now

Grow your knowledge Money Basics

Pricing Store Legal Privacy Policy

© 2021 Acorns Grow Incorporated | Disclosures | Accessibility

This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA. Member of SIPC. Securities in your account protected up to $500,000. For details, please see https://www.sipc.org.

Important Disclosures: Investing involves risk, including loss of principal. Past performance does not guarantee or indicate future results. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. It is not possible to invest directly in an index. Any hypothetical performance shown is for illustrative purposes only. Such results do not represent actual results and do not take into consideration economic or market factors which can impact performance. Actual clients may achieve investment results materially different from the results portrayed. Round-Ups® investments are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investments, you could incur overdraft fees with your financial institution. Only purchases made with a funding source linked to your Acorns account with the feature active are eligible for the Round- Ups® feature. Please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website. Actual Acorns Earn rewards investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. Acorns Subscription Fees are assessed based on the tier of services in which you are enrolled. Acorns does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. Third Party Quotes shown may not be representative of the experience of Acorns customers and do not represent a guarantee of future performance or success. Please click on each testimonial to review the context from which this quote was taken. Acorns, Round-Ups, Real-Time Round-Ups, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Acorns reserves the right to restrict or revoke any and all offers at any time.

Acorns does not provide access to invest directly in Bitcoin. No level of diversification or asset allocation can ensure profits or guarantee against losses. Bitcoin exposure is provided through an ETF which invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment.

Compounding, generally, is the growth of principal investments due to the reinvestment of dividends without withdrawing funds from the account. Acorns investment accounts do not pay interest, so the impact of compounding may be limited. It is not an investing strategy and does not assure positive performance nor does it protect against losses. It does not take into account market volatility and fluctuations that will impact the value of any investment account.

The ETFs comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read the prospectus carefully before you invest.

Acorns also offers an Acorns Checking deposit account. Acorns Checking accounts are FDIC insured up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC for Acorns Checking account holders. "Save and Invest" claim refers to a client's ability to utilize the Acorns Checking Real-Time Round-up feature to invest small amounts of money from purchases made using an Acorns Checking account, and seamlessly investing those small amounts using an Acorns Investment account. Requires both an active Acorns Checking account and an Acorns Investment account in good standing. Real-Time Round-Ups® are accrued instantly for investment during the next trading window.

For additional important risks, disclosures and information, please visit https://www.acorns.com/terms/